Last night, Romney was criticizing a law that doesn’t really exist, and Obama was talking about doing something that he said he would do when he ran for office the last time.

Romney said that the Dodd-Frank Act “designates a number of banks as too big to fail, and they’re effectively guaranteed by the federal government.”

But most of the Act is unenforced, since regulators don’t know how the Wall Street banks make-up what they sell. Bernie Frank (Democrat) even said that since regulators have not defined what a qualified mortgage is, the policy “has no effect” on loans now, which “will not be covered by this.”

And Obama talked about preventing loopholes and tax breaks for businesses shipping jobs overseas, and what has been done about that in 4 years? Will Romney be able to change any of this?

How bizarre.

Why do we continue to vote for these parties?

Let’s make the change.